Policies and Disclosures

Last Revised and Effective: June 2, 2025

Introduction
Legal Disclaimer; Not Providing Legal Services
Privacy Policy
Agent-In-Charge
Gramm-Leach-Bliley Act (GLBA) Statement
ADA Website Accessibility Statement
Social Media Disclaimer
Florida Notice to Purchaser-Mortgagor
Avoid Submission of Confidential Information
Registered Trademarks
Changes to Our Policies and Disclosures
Contact Us with Questions or Comments

1. Introduction

The policies, disclosures, and all other information set forth herein apply to Fifty Stars Title and Escrow LLC and our affiliates, parent companies, and subsidiaries (collectively, “Fifty Stars,” “Company,” “we,” “our,” or “us”). Please carefully read the policies, disclosures, and all other information set forth below so that you fully understand same. If you do not fully comprehend any information set forth herein, we encourage you to cease interactions with us and consult counsel.

2. Legal Disclaimer; Not Providing Legal Services

We do not provide legal services or legal representation, and no client-lawyer relationship exists. All information provided on our website or any other platform is for informational purposes only and is not intended, nor should it be construed, as legal guidance; you should engage and consult a licensed lawyer if you desire legal advice. The transmission of information to us via this website, email, or any other format does not create an attorney-client relationship. We are not liable for any errors, omissions, or inaccuracies with respect to the content on this website or any other platform, and we disclaim any warranties, express or implied, regarding such content.

3. Privacy Policy

General Information

This Privacy Policy (“Privacy Policy”) sets forth how we collect, use, store, sell, and/or share your personal information when: (1) you access or use our websites, mobile applications, web-based applications, or any other digital platforms associated with the Company (“Sites”); (2) you use our products and/or services (“Services”); (3) you communicate with us in any manner, including by e-mail, in-person, telephone, text message, via social media, or other communication method (“Communications”); (4) we obtain your information from third parties, including without limitation service providers, business partners, and governmental departments and agencies (“Third Parties”); and (5) you conduct business with us. Certain information is not classified as personal information and therefore is outside the scope of this Privacy Policy, including without limitation: (1) information which is publicly available, and (2) information which is in a format that does not allow for association with you.

We have reviewed state privacy laws and have concluded that the Company is exempt from such laws due to one or more of the following exemptions, including without limitation being classified as a financial institution, being subject to the Gramm-Leach-Bliley Act (GLBA), and/or partially limiting collection and maintenance of data to that which is public information.

This Privacy Policy applies wherever it is posted or referenced (either alone or as part of all the policies and disclosures of the Company). If an affiliate, parent company, and/or subsidiary of the Company has a different privacy practice, such entity may post its own privacy notice. This Privacy Policy does not apply to any information which we may obtain from job candidates and/or employees.

If you are a resident of the State of California, please note that we are not required to comply, nor do we comply, with the California Consumer Privacy Act, as amended by the California Privacy Rights Act and its implementing regulations, given that we do not conduct business in California.

We may change this Privacy Policy at any time with an effective date as set forth herein, so please check this page regularly for any revisions to this Privacy Policy. YOUR USE AND/OR INVOLVEMENT WITH THE SITE, SERVICES, AND/OR COMMUNICATIONS WILL SERVE AS A REPRESENTATION THAT YOU HAVE READ, UNDERSTOOD, AND CONSENTED TO THE PRIVACY POLICY AS AMENDED FROM TIME TO TIME. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, YOU CANNOT USE OUR SITE OR SERVICES, NOR CAN YOU COMMUNICATE WITH US.

The Type of Information that We Collect About You

Depending upon how you interact with our Sites and Services, the nature of your Communications, and the nature of your and our interactions with Third Parties, we may obtain the following information about you:

Information Unique to You, including without limitation your name, alias, social media handle, IP address, username and password, postal and/or e-mail address, phone number, social security number, driver’s license number, and/or state identification number.
Information Associated with You, including without limitation your date of birth, bank, card numbers, financial information, and/or insurance policy number.
Physical Characteristics, including without limitation protected characteristics under federal and state law, such as age, sex, race, and ethnicity.
Commercial Information, including without limitation records of products or services purchased, obtained, or considered, and other purchasing and consuming histories and tendencies.
Your Activity with Respect to the Sites and Communications, including without limitation browser type and version, browser settings, operating systems and platform, device type, and operating information.
Geolocation Data, including without limitation your city, state, and zip code.
Academic and Employment-Related Information, including without limitation academic institutions which you attended and your work history.
Real Estate and Property Information, including without limitation past and present property purchases sales and listings.

Using the data described above, we may draw inferences about you regarding matters such as your preferences and characteristics.

How We Collect Your Information

There are three means by which we collect your personal information: (1) directly from you, (2) automatically from Sites, Services, and Communications, and (3) from Third Parties.

We obtain your personal information directly from you when you use our Sites and/or Services, conduct business with us, and/or when you engage in Communications with us, including without limitation the following:

Personal information you provide by filling out forms electronically through our Sites;
Personal information you provide when you use our Services;
Personal information you provide when you engage in business dealings with us;
Personal information you provide when you call, text or email us; and
Transaction details related to your use of the Services.

We obtain personal information automatically when you use our Sites and/or Services, conduct business with us, and/or when you engage in Communications with us, including without limitation the following:

Information regarding how you reach, search, and navigate the Sites;
Information about your devices, internet connection, and IP address which you use to navigate the Sites; and
Information about how you open and navigate Communications.

We obtain information from various Third Parties, including without limitation via:

Data analytics providers for the purpose of receiving statistical information about how your reach and navigate the Sites;
Social media platforms for the purpose of collecting certain of your social media profile information and activity;
Service providers, such as internet service providers;
Public sources, such as governmental agencies; and
Property records databases, such as land records, probate, and tax record databases.

How We Use Your Information

We use your personal information for a multitude of commercial purposes, including without limitation to: provide and operate the Sites and Services; engage in business with you; process claims; communicate with you; comply with applicable laws; follow industry standards; assess and improve our business; advertise and market the Sites and Services; personalize your content and experiences; defend our legal rights; complete auditing, reporting, corporate governance, and internal operations; assess the effectiveness of the Sites and Services.

How We Disclose Your Personal Information

We may disclose your personal information to others for a multitude of commercial purposes, including without limitation:

With your consent, whether in paper format, electronically, verbally, or other means;
In connection with a business transfer, including without limitation as part of any actual or contemplated merger, sale, and transfer of our assets, acquisition, financing or restructuring of all or part of our business, bankruptcy, or similar event, including related to due diligence conducted prior to such event as permitted by law;
To Service providers, such as those who use this information to perform services for us, such as hosting providers, auditors, advisors, consultants, and customer service and support providers;
To non-affiliated third parties, such as independent contractors;
To parent companies, subsidiaries, and affiliates to improve your use of our Sites and/or Services;
As legally required, for example to law enforcement or courts, or in response to a subpoena or court order; and
To protect our rights, including as necessary to respond to claims asserted against us or, comply with legal process, enforce or administer our agreements and terms, as well as for our internal accounting, auditing, compliance, recordkeeping, and legal functions.

Links to Third Party Sites

For your convenience and informational purposes, our Sites may contain links to third-party websites, social media accounts, products, and/or services, including without limitation to title insurers and providers of real-estate-related services. This Privacy Policy only applies to our Sites, and we neither endorse nor accept any responsibility for any third-party websites, social media accounts, products, and/or services.

Opt-Out and “Do-Not-Track” Requests

To the extent possible, we aim to comply with browser “do-not-track” requests and opt-out preference signals (i.e., a signal that is sent by another platform on your behalf that conveys your desire to opt-out of the sharing for targeted ads or sale of your personal information).

If you have enabled a “do-not-track” feature on your website browser, then we do not track you to the extent we are unable to do so because of such feature.

Social Media Integration

Our Sites and/or Services may link to social media platforms. When you visit or communicate with us via social media platforms, both we and such platforms may collect information about you, including without limitation account user names, pictures, and contact information. We are unable to dictate how your information is collected or used by social media platforms, so please read and understand the policies and procedures of such platforms before engaging with them.

Security of Your Personal Information

We use commercially reasonable efforts to protect the unauthorized access, use, and disclosure of your personal information in light of the nature and scale of our operations and applicable law. We are unable to guaranty the protection of your personal information. If you have reason to believe that your personal information has been compromised, please contact Michael Roussis at mroussis@fiftystarstitle.com or (305) 209-4380.

Data Retention

We will retain your personal information for the period necessary to fulfill the purpose for which it was collected, to achieve our business needs, and to satisfy our legal obligations. We may retain personal information for longer than required by law.

Cookies, Tracking, and Analytics

Fifty Stars may use first-party and third-party cookies, pixel tags, plugins, scripts, and other tools to gather device, usage and browsing information when users visit our Sites. For example, when you visit our Sites, we may collect your IP address and other browser and computer information. These technologies allow us to continuously improve our Sites and Services. Below is an overview of the cookies, tracking, and analytics, together with choices which you have regarding same.

Cookies: Cookies are small text files placed on the hard drive of your device to collect and store information about your website usage. We use cookies to recognize your device and collect data about you. You can control the way in which cookies are used by modifying your browser settings, and you may reject cookies via your browser settings. If you alter or reject cookies, your use of the Sites may be affected, and we may still maintain information collected from cookies before you altered or rejected cookies. To learn more on how to manage and delete cookies, visit www.aboutcookies.org.

Pixel Tags: We may use pixel tags (also known as web beacons, single-pixel GIFs, and clear GIFs) in connection with the Sites, Services, and Communications to, among other things, track the actions of users on the Sites and in response to marketing campaigns. We and our service providers may also use pixel tags in Communications to track responses and activity related to emails. You may alter the settings in your devices to disable these features.

Log Files: Information is collected from the browser of your device and stored in log files, for example, your IP address, operating system version, and browser type.

Third Party Technology and Analytics Tools: We collect and analyze information from your devices using third-party technologies and tools which apply to our Sites and other websites, including without limitation Google Analytics and similar programs. We do not have any control over the manner in which third-parties collect and analyze your information. You may be able to manage the collection of information by third-parties via the settings on your browser, plugins, and/or add-ins. In addition, you can read about Google’s practices and opt out of collections of your browsing data by Google Analytics here: https://tools.google.com/dlpage/gaoptout.

Your Rights and Choices

We provide a few ways for you to exercise certain choices regarding our collection, use, storage, and disclosure of your personal information.

Right to Access, Amend, Correct, and Delete: Under applicable privacy laws, you may have the right to request to review, amend, correct, and/or have deleted or otherwise exercise your rights over your personal information that we hold in our possession, subject to certain legal limitations and requirements.

Right to Alter Preferences: You may alter your preferences with respect to newsletters, subscriptions, and other marketing-related communications, and we will endeavor to comply with your requests as soon as reasonably practicable.

Right to Control Cookies and Tracking: As stated above, you generally have control over cookies.

We do not discriminate against you in the event that you elect to exercise your rights.

Please note that some of these rights may be limited where we have an overriding legitimate interest, legal obligation, or where the personal information may be exempt from disclosure due to applicable law.

Children

None of our Sites, Services, or Communications are directed to children under the age of 18 (“Children”), and we do not knowingly collect the personal information of Children for any reason. If you are under the age of 18, please do not engage with our Sites, Services, or otherwise interact with us.

Accessibility

We are committed to making our content accessible. If you would like to request a copy of this Privacy Policy in an alternative format, please contact Michael Roussis at mroussis@fiftystarstitle.com or (305) 209-4380.

International Jurisdictions

Fifty Stars does not knowingly conduct business outside of the United States of America. Our Sites, Services, and Communications are hosted and offered in the United States of America, and are subject to federal, state, and local laws. If you are accessing the Sites, Services, and/or Communications from outside of the United States of America, please be advised that you may be transferring your information to us in the United States of America, and you consent to that transfer and use of your personal information in accordance with the terms of this Privacy Policy.

By interacting with us, you agree to comply with all applicable federal, state, and local laws arising out of or related to your use of the Sites, Services, and Communications. If you access or use our Sites, Services, and/or Communications from any jurisdiction which regulates use of the Internet and/or electronic communications, you represent that you only access and use same in a manner which is lawful in such jurisdiction.

Contact Us

To contact us regarding any matter related to this Privacy Policy, please reach out to Michael Roussis at mroussis@fiftystarstitle.com or (305) 209-4380.

California Residents – California Consumer Privacy Act

The Company does not conduct business in California and thus is not required to comply with the California Consumer Privacy Act, as amended by the California Privacy Rights Act and its implementing regulations.

4. Agent-In-Charge

Michael Roussis has been designated as the agent-in-charge for the Company pursuant to his status as a licensed title agent (Florida License No. G234399) and is not acting in the capacity of a licensed attorney.

5. Gramm-Leach-Bliley Act (GLBA) Statement

The Company aims to maintain policies, standards, and procedures that are appropriate based upon the Company’s size, complexity, and nature of activities to satisfy the requirements of the Gramm-Leach-Bliley Act (GLBA).

6. ADA Website Accessibility Statement

Our website is designed to meet ADA standards, and we aim to comply with the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA, which promulgates best practices for creating accessible web content.

To make our website more accessible, we have implemented the following features:

Keyboard navigation
Color contrast
Proper headings and logical structure
Clear hyperlinks
Accessible forms
Responsive design

If you would like to request a copy of these policies and disclosures in an alternative format, encounter any accessibility issues while navigating our website, or if you have recommendations for improvement, please feel free to reach out to Michael Roussis at (305) 209-4380 or mroussis@fiftystarstitle.com. Together with your message, please include a description of any issue encountered, the URL of the webpage for which you are providing a comment, and your contact information to allow for further discussion.

We periodically post on various social media outlets material which is solely provided to be informational in nature, is not intended to be legal advice, and does not create an attorney-client relationship. We are not liable for any errors, omissions, or inaccuracies with respect to material which we post on social media, and we disclaim any warranties, express or implied, regarding same.

8. Florida Notice to Purchaser-Mortgagor

Pursuant to Section 627.798, Florida Statutes, notice is hereby given to each purchaser-mortgagor that a mortgagee title insurance policy will or may be issued to your mortgage lender, and such policy does not provide title insurance protection to you as the owner of the real estate you are purchasing. Please understand that any such mortgage title insurance policy to be issued to the lender does not provide title insurance protection to you as owner.

9. Avoid Submission of Confidential Information

Please do not submit any private information through our website. We strive to ensure the confidentiality of information transmitted via our website but cannot guaranty same.

10. Registered Trademarks

Fifty Stars, an agent of First American Title Insurance Company (“First American”), uses the trademark of First American pursuant to a license agreement between the Company and First American. First American makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions. First American, the eagle logo, firstam.com, and First American Title are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

Any other logos and/or trademarks shown on the Sites are not owned or licensed by Fifty Stars, are used solely for descriptive purposes, do not imply endorsement or sponsorship by the registered owners thereof, and do not indicate any affiliation between Fifty Stars and the owners of such logos and/or trademarks.

11. Changes to Our Policies and Disclosures

We may amend our policies, disclosures, and all other information set forth herein from time to time. All amendments to our policies, disclosures, and all other information set forth herein will be reflected on this page, and the effective date of any such amendments will be shown at the top of this page. You must regularly visit this page for any changes.

YOUR CONTINUED USE AND/OR INVOLVEMENT WITH THE SITE OR SERVICES, OR YOUR CONTINUED COMMUNICATION WITH THE COMPANY OR ANY OF ITS REPRESENTATIVES, AFTER THE EFFECTIVE DATE OF ANY AMENDMENT TO THE POLICIES AND DISCLOSURES WILL SERVE AS A REPRESENTATION THAT YOU HAVE READ, UNDERSTOOD, AND CONSENTED TO THE AMENDED POLICIES, DISCLOSURES, AND OTHER INFORMATION.

12. Contact Us with Questions or Comments

To submit a question or comment about any of the information set forth above, please contact Michael Roussis at mroussis@fiftystarstitle.com or (305) 209-4380.

Serving All Florida Counties